Christopher Daniels CFP®, CLU®, ChFC®


Christopher Daniels has been dedicated to the niche market of premium financed life insurance for the better part of the last decade. This market provides high net worth clients with the ability to borrow money on competitive terms to efficiently pay life insurance premiums. Chris has helped affluent families evaluate and understand this complex transaction and determine its suitability. His expertise has also made him a key partner and a trusted resource for many industry experts.

Chris was a principal and co-founding member of Vérité Group, LLC in 2009. After leaving Vérité, Chris founded Midnight Financial Group to help a select group of advisors facilitate premium financing for their clients. Advisor partners rely on Chris and his team to vet and design all aspects of any proposed premium finance transaction for their clients.

Chris and his team provide fully customized solutions inclusive of structuring, case design, lender negotiation, implementation, and ongoing management. He brings a fiercely independent approach to the life insurance space, providing creative, cutting-edge, and unbiased options for his clients.
His industry recognition and involvement includes:

• Forum 400
• Top of the Table and Million Dollar Roundtable (MDRT) member
• Advanced Association of Life Underwriters (AALU)
• Certified Financial Planner (CFP®)
• Chartered Life Underwriting (CLU®)
• Chartered Financial Consultant (ChFC®)

Chris resides in Charlotte, NC with his wife, Claire. They are active in the community and spend much of their free time with the Humane Society of Charlotte and actively serve as a foster home for dogs. As a member of Providence Country Club, Chris enjoys golf when away from the office.